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CRS believe it is important that you receive correct advice and assistance from properly authorised people. You should be aware that information or opinions that you may find online, such as website forums, may appear reliable but may not necessarily be legally correct or may be inappropriate for your particular circumstances. The free advice organisations listed on our Help Page will be better positioned to provide you with personal advice from trained staff.
If you're unable to pay in full please try using our online Income & Expenditure Assessment Calculator tool which, using your financial details, will help create an affordable repayment plan.